Personal Loan Rates

Personal Loan Rates

Effective:

To ensure you are viewing our current rates, click the button below.
Rates are subject to change.

Mortgage Loans

Term In Months	Interest Rate		A.P.R ³		Points	Payment Per $1,000
15-Year Fixed	5.375%		5.442%	^1,5	0	$8.11
15-Year Fixed	5.250%		5.472%	^1,5	1	$8.04
20-Year Fixed	5.750%		5.802%	^1,5	0	$7.03
20-Year Fixed	5.625%		5.801%	^1,5	1	$6.95
30-Year Fixed	6.000%		6.288%	^1,5	0	$6.16
30-Year Fixed	5.875%		6.259%	^1,5	1	$6.08
5 Year Adjustable	6.750%	⁴	7.769%	^1,2	0	$6.49
1 Year Adjustable	6.000%		6.900%	^1,2	0	$6.00

¹ -20% down required.
² APR is variable and may increase after consummation.
³APR based on $75,000 loan amount.
⁴Payments must be drafted from a Reliance Bank checking account.
⁵Terms offered require applicants to meet special credit criteria.
Special rules and restrictions apply.
Call one of our Personal Bankers for additional rates and programs.

Home Equity Installment Loans

Term In Months	Rate / APR Up to 89% Equity		Payment Per $1,000
Up to 36	5.990%		$30.42
37-60	5.990%		$19.33
61-120	5.990%		$11.10
121-180	7.490%		$9.27

Requires monthly payments to be automatically drafted from a Reliance Bank checking account.

SmartLine Prime Home Equity Line of Credit

	A.P.R Up to 89% Equity
Adjustable ^1,2	4.750%

¹ -APRs shown are variable, and may increase after consummation, up to a maximum of 18%. Fixed for the first year. This rate reflects an initial period discount of 0.50%.
² Borrower required to pay approximately $200 in loan fees at time of account opening. Property Hazard Insurance required.

Interest Only / Building Lot Loans

Down Payment Required	Rate / APR		Payment Per $1,000
15%	7.750%		$6.46

Call one of our Personal Bankers for additional rates and programs.

Auto Loans