Personal Loan Rates
Effective:
Rates are subject to change.
Mortgage Loan Rates |
Calculator |
| Term In Months | Interest Rate | APR 3 | Points | Payment Per $1,000 6 |
|---|---|---|---|---|
| 15-Year Fixed | 3.125% | 3.147%1,5 | 0 | $6.97 |
| 20-Year Fixed | 3.875% | 3.889%5 | 0 | $6.00 |
| 30-Year Fixed | 3.875% | 3.88%1,5 | 0 | $4.71 |
| 5 Year Adjustable | 5.250%4 | 3.562%1,2 | 0 | $5.527 |
| 1 Year Adjustable | 4.99% | 3.019%1,2 | 0 | $5.368 |
| 1 80% Maximum Loan to Value. 2 APR is variable and may increase after consummation. 3 APR based on $75,000 loan amount. 4 Payments must be drafted from a Reliance Bank checking account. 5 Terms offered require applicants to meet special credit criteria. 6 Monthly payments shown do not include taxes and insurance, actual payment obligation will be greater. 7 Monthly payments shown for first 5 years – may increase beginning in year 6. 8 Monthly payments shown for first year – may increase beginning in year 2. Special rules and restrictions apply. Please contact one of our Personal Bankers for additional rates and programs. |
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Home Equity Installment Loan Rates |
Calculator |
| Maximum Loan Term | APR Up to 85% Loan to Value1 | Payment Per $1,0002 |
|---|---|---|
| 36 Months | 4.990% | $29.97 |
| 60 Months | 4.990% | $18.87 |
| 120 Months | 4.990% | $10.60 |
| 180 Months | 7.490% | $ 9.27 |
| 1Requires monthly payments to be automatically drafted from a Reliance Bank checking account. 2Monthly payments shown do not include taxes and insurance, actual payment obligation will be greater. |
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SmartLine Prime Home Equity Line of Credit Rates |
Calculator |
| APR | |
|---|---|
| SmartLine Prime HELOC | 4.000% |
| APR is a variable rate, and may increase after consummation, with a lifetime minimum of 4.000% and a maximum of 18.000%. Borrower required to pay $315 - $565 in closing costs. Property insurance required. APR available for loans up to 85% Loan to Value. An annual $35 Non-activity finance charge is assessed if you do not use your line. |
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Building Lot Loan Rates |
Calculator |
| Down Payment Required | APR1 | Monthly Payment Per $1,0002 |
|---|---|---|
| 15% | 7.750% | $6.46 Interest only for first 2 years $15.46/month for remaining 7 year term |
| 1 Requires monthly payments to be automatically drafted from a Reliance Bank checking account. 2 Monthly payments shown do not include taxes and insurance, actual payment obligation will be greater. Call one of our Personal Bankers for additional rates and programs. |
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Auto Loan Rates |
Calculator |
| APR | ||
|---|---|---|
| All New Cars | 7.240% | |
| Used 2007 - 2010 | 7.240% | |
| Used 2005 - 2006 | 7.990% |
Personal Line of Credit Rates |
Calculator |
| APR | |
|---|---|
| Personal SmartLine | 7.250% |
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APR is a variable rate, and may increase at any time, with a maximum of 18.000%. An annual $25 Non-activity fee is assessed if you do not use your line. |
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| Executive Line Of Credit | 4.000% Introductory APR for first 12 months 7.250% Current Fully Indexed APR |
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Introductory APR shown above will apply for the first 12 months after you open your credit line. After the 12-month introductory period ends, APR is a variable rate, and may increase, with a maximum of 18.000%. A minimum opening credit line of $25,000 is required, with a minimum initial draw of $10,000 against your line required at consummation. An annual $25 Non-activity finance charge is assessed if you do not use your line. |
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